You Hold Crypto, Stocks, and AED.
Do You Know What That Totals?

You're probably not new to this. You've been in the UAE long enough to build something: some Bitcoin from a few years ago, US stocks through a brokerage, savings sitting in dirhams, maybe gold. You know what each account looks like on its own.

But when someone asks what you're worth, what's the actual number, you have to think about it. Open four apps. Convert mentally. Guess at the crypto price. Add it up roughly.

That's not wealth management. That's arithmetic.

The expat portfolio problem

Most investors in the UAE didn't plan to hold assets this way. It happened naturally. You bought Bitcoin on Binance when it was cheap. You opened a Saxo or Interactive Brokers account for stocks. Your salary hits a UAE bank account in AED. Maybe you bought a plot somewhere or moved gold to a vault.

Each of those decisions made sense individually. The problem is that no single app was built to show all of it together, especially not in AED, which is what actually matters when you live and spend here.

That number, the real one, is what Cedrus shows you. Not an estimate. Not a conversion you did in your head at the wrong exchange rate. The live total, updated automatically, in AED.

Why most portfolio apps don't work for you

Most portfolio trackers were built for one type of investor in one market. A US stock app doesn't care about your BTC. A crypto app doesn't know what AED is. A UAE banking app shows only what's in that bank.

If you hold more than just cash, and most serious investors here do, none of them were built for you specifically.

What changes when you can see everything

Most investors who start tracking their full picture find two things immediately:

• They're more concentrated in one asset than they realised. Usually crypto or a single stock.
• They've been making decisions with incomplete information. Buying more of something they already had too much of. Holding cash they didn't know they had.

Clarity doesn't change what you own. But it changes how you make decisions about it.

Cedar AI: your portfolio, explained

Beyond tracking, Cedrus includes Cedar AI, an advisor that understands your actual holdings. Not generic investment advice. Not templated suggestions. Answers based on what you specifically hold, in the context of the UAE market.

Ask it anything: how concentrated you are, what your crypto exposure looks like as a percentage of your total portfolio, or whether your allocation has shifted since last month.

No capital gains tax. No excuse not to know your number.

The UAE remains one of the few jurisdictions with zero capital gains tax on crypto and investments. That's a meaningful advantage. But only if you're actually making informed decisions about what you hold.

Knowing your real net worth isn't about obsessing over daily prices. It's about having the clarity to make better moves when they matter.

Cedrus gives you that number. Clean, live, and in AED every time you open the app.